Club 4x4 insurance problems

By adgrant3 April 18, club 4x4 insurance problems, in Public Forum. Hi Guys Just though Id share out recent experience with Club 4x4 insurance. We had an accident with a cow over easter, taking out the front of the cruiser. I tried to call the insurance company only to find they are only open Mon - Fri 8 - 4pm.

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Club 4x4 insurance problems

Getting part way through the …. Article from 4wdingaustralia. Getting part way through the trip and having two at fault insurance claims within two weeks of each other. To say I was peeved would be an understatement. They covered our highly modified Land Cruiser up until we sold it and then moved to the Isuzu Dmax we have now. Now, obviously this is not something you wish for, but the whole point of insurance is they are there for when a bad situation occurs, and to rectify it as seamlessly as possible. After a week of driving from Perth to Broome and enjoying some great spots along the way , we were soaking the laid back atmosphere up and enjoying a lot of time on Cable Beach. On the way, I pulled off the road at the bank to get some cash out. I jumped back into the car, put it in reverse and rolled back just enough to clear a little scooter in front of us, to pull back onto the road. There were about 6 car bays behind me, all empty when I arrived, and someone had chosen to park right behind me. With a sinking feeling, I pulled forwards half a metre and jumped out, to see the damage. A rather irate woman walked over, giving me the evils.

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I have insured my troopcarrier and phoenix caravan with the above company for the past 2 years. This year's renewal just came in. I have never had a claim before, been driving for 45 years. I spoke to the company and they simply replied "our policy book was recently reviewed and this is our best price" in other words "like it" or "go elsewhere". For others using this company, be prepared for a very steep increase in your premium. For others, please be warned about this company particularly, if they offer you a low premium to induce you to sign up and then hit you with rediculously inflated premiums thereafter.

I owe the idea of this article to Ricko from The Offroad Adventure Show , you are the reason why I dragged myself away from my desk to go out for a few days — cheers mate. His words were — every negative has a positive. Never have truer words been uttered. They allow us to determine whether we can insure you under our guidelines and, if so, what premium we need to set. If we would have knocked you back during the quote having had the full information and we find out at the time of claim that the information was wrong, is it right to expect to get paid? And should everyone else have to fund that potential claim? Any claim made whilst undertaking any illegal act will be denied. This includes trespassing and going into closed tracks or closed roadways. Others have medical conditions that necessitate prescription medication or even glasses. Our position on a claim is that if the illegal modification could have contributed to the claim, then it is likely you will have an issue.

Club 4x4 insurance problems

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Please log in to post quick replies. You also have the right to seek further legal assistance. Have never been with Club 4x4, but have read several forums of late where they are getting a lot less love than in the early years of their operation. After all, there were 6 empty car bays behind me, right?! I suggest you take it straight to a Solicitor and have them lodge a claim with the Financial Ombudsman if there is such a thing in Qld. We have made 2 claims, 1 for caravan, 1 for car. We had a quick breakfast, and jumped in the Dmax to have a look. Login Sign Up. That is great news Di and Andy. The panel damage was bad, especially given its position — this panel runs from the wind screen along the side of the roof to the back of the cab, down the side, and then forward again along the sills.

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Log in. People to avoid perhaps. Not every company specialises in all types of vehicles so you pick the one that suits that's a no brainer I changed my 4WD to Club recently because they had a lot better deal than my 2 previous insurers but left my other 2 cars with a different company because I like their current policy. Please log in to post quick replies. Not only are Club 4x4 extremely hard to deal with. For full functionality of this site it is necessary to enable JavaScript. Member - Nigel R2. Happy days or so I thought. All Rights Reserved. Yes we had a win with the insurance company, however the fight is not over, they may have overturned the decision to fix our truck but the communication from them to get things happening is dreadfull. I was told just over a week to have the repairs done, and it was just squeezed in. Stay safe. ExplorOz Spare Wheel Cover Our covers are of a premium quality printed using 3 year UV rated inks and vinyls for excellent durability and long life