Citadel home loans

You have clicked on a link which leaves Citadel Servicing website. You have clicked on a link which leaves Citadel Servicing website, citadel home loans, and you will be redirected to the Acra Lending website which is the origination channel of Citadel Servicing Corporation. This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our citadel home loans and helping our team to understand which sections of the website you find most interesting and useful.

We are changing the way mortgages are being done by providing our clients with sound advice while empowering Canadians on their mortgage journey to create generational wealth while providing products to help our clients become mortgage-free sooner or with some of the lowest mortgage rates in Canada. Our mortgage financing solutions include:. Some of our lenders include:. Citadel Mortgages has built their trust with clients by paying attention to the details and, in the case of credit, challenged customers thinking one transaction ahead so that the client is well-positioned for the future. As a result, we think outside the box of taking the client through a refinance transaction and focus on the bigger picture. Citadel Mortgages clients love this client-first model as it allows them to quickly fix any issues that may prevent them from achieving their mortgage goals. So, if you have any home financing need regardless of credit or transaction type our experience, client-first focus, and our great lender connections, you can be ensured that your mortgage needs will be taken care of with the best possible rate, terms, and service that will keep having you come back to us for all your future mortgage needs.

Citadel home loans

Often during your mortgage journey, you will run into bank specialists and other mortgage agents or brokers that will tell you what you want to hear, so you give them the documents required to get your approval. While we understand you as a client want to hear you will get the lowest rate, please be aware that unless any mortgage broker or bank specialist has been given all the required documents and has fully underwritten your file, any rates offered are just quotes and not firm approval. Many times we find clients have been told what they want to hear because either the client has forced the mortgage broker or bank specialist to say to them the lowest rate, or they have just been told that to try and make the deal more effortless, but only to get to closing day to have the lender pull out of the deal! Imagine you are at the lawyers to find out your deal was not approved because of something they found in your file; this happens often. This is why we ask for all the required documents upfront at Citadel Mortgages to ensure things like this do not happen at closing. We understand not all clients want to follow our award-winning process, which is OK with us; it just means we can not work together. Have you ever wondered why you have to provide more documents to a mortgage broker in Canada than to your own bank? Mortgage brokers are intermediaries who work with multiple lenders to find you the best deal for your mortgage. Therefore, to obtain a mortgage from a lender, brokers need to gather as much information as possible about your financial situation. This includes details about your income, employment history, credit history, savings, assets, and debts. Gathering this information helps brokers to understand your financial capacity and identify the best lenders and products for you.

Offer is subject to credit approval, income verification and appraisal. Number of dependents:.

One step to a new home. The calculations made using the calculator are of an informative nature and each client's situation is assessed individually. We will support buying an energy-efficient home or help you increase energy performance of an existing home:. We are offering a special fixed interest rate 7. Log in using the Citadele online bank.

Whether you're buying, refinancing, or looking to take advantage of the equity in your home, Citadel can help. A place to call your own? Somewhere to make memories with family and friends? A comfortable dwelling to rest between adventures? An opportunity to build equity for future generations? Whatever home represents to you, Citadel wants to help you get there. And if you already have a home with a loan you want to refinance or equity you want to use, we can do that too! What types of mortgages are available?

Citadel home loans

She is enthusiastic in her approach, accessible, proactive, reactive to specific requests, and reliable in follow-through. Citadel should use her example to spread the value of great customer service to other employees. With retirement in sight and my interest in settling with a full-service bank with a wealth management team, I explored Citadel. My experience has been excellent. The wealth management team assisted me in consolidating all of my assets, and I was able to select a variety of retirement investments and banking options to suit my preferences. I am extremely pleased with the service, as well as the highly competitive rates being offered by Citadel. If you are looking for a local institution that will go the extra mile for you and treat you like family, I unequivocally recommend Citadel.

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For terms and conditions, visit fbet-ca. Not a Citadele customer? Read through our compiled list of most frequently asked questions. Best Mortgage Rates. Wait for a decision Submit the valuation of the property, documents proving your income, and receive a decision that matches your aims and collateral. Car loan. Email Us. If the collateral is determined to be in an area that has special flood areas, flood insurance will be required as well. Join Citadel Today! See how you can save and become mortgage-free sooner. Best Mortgage Rates. Offer can be withdrawn at any time. Current home equity line of credit APR floor is 3. Using PMI allows home buyers to purchase their house with a lower down payment.

Access the funds you need with a Citadel Home Equity Loan. Take advantage of a low, fixed-rate loan to get help paying for large purchases, major expenses, home improvement projects, or to consolidate debt.

Client Success Stories. Citadel Mortgages. Call us: Client Success Stories. Guarantee up to 20 EUR. Rates By Bank. Personal Checks and Money Orders are not accepted without prior approval. Careers — Become a Mortgage Agent. Loan amount from 20 EUR. Visit our interactive assistant and find the information you need Interactive assistant. Please note all terms and conditions can change at anytime. Inspection will be required to ensure the repair is completed. This means that every time you visit this website you will need to enable or disable cookies again.